What We Do
Whatever form of commercial property finance you are seeking, we can assist.
Bridging Finance on residential property is ideal when you need to raise money from property or land you own. A residential bridging loan can help you:
- Buy before you sell, to avoid a chain breaking
- Release urgent finance from your property or land assets
- Fund property with Gifted deposits
- Buying property below market value
- Fund property you are buying at auction
- Inheritance tax and probate issues
- Renovating, converting or restoring property
Working with a panel of over 60 lenders we can:
- Provide development finance from £250,000 to £50m
- Ensure market leading rates
- Facilitate finance options for England, Scotland, Wales and Northern Ireland (We can also source finance for projects in the Republic of Ireland)
- Loans up to 100% of development finance cost
- Finance with no exit or early redemption fees
- provide exit funding for projects near completion
- Joint venture options are available with our wide-ranging list of contacts
- We can help source finance for land, commercial to residential conversions for developers
Development finance is a wide ranging term and includes refurbishment, conversion and new build, including mixed use development and student accommodations. As wide ranging as the types of construction are the ownership vehicles involved, from multiple SPVs, offshore SPVs, UK-based trust structures through to limited companies and LLPs.
A questions we are often asked is, what is a commercial mortgage?
A commercial mortgage is a loan from a bank, building society or other specialist funding institute that is arranged for the purpose of purchasing or refinancing property that is primarily used for commercial or business use.
Commercial mortgages can be utilised for properties that businesses will trade from or as a way of purchasing an investment, such as a buy-to-let. They can be seen as a complex form of lending; therefore, knowledge of the industry is recommended when arranging.
Our specialist team can provide:
- Market leading rates from 1.75% per annum above Bank Base Rate
- Up to 75% Loan To Value (100% with additional security)
- Loans from £100,000
- Terms from 3 months to 30 years
- Interest roll up options
- We can accept applications from individuals, limited companies, SPV's, offshore structures, SIPPs and SSASs
- We are independent and have strong relationships with many commercial lenders as well as private banks, wealth managers, specialist lenders and high net worth individuals that are not available on the high street
- Finance for residential & commercial sectors including retail outlets, offices, warehouses, industrial units, factories, HMOs, nursing and care homes, investment properties, and buy to let property (portfolios and limited companies welcome)